Brookfields hemförsäkring för exklusiva bostäder och ägodelar
Your home reflects who you are and the value you place on quality, design and beautiful craftsmanship. Naturally, you expect it restored to the same high standard in the event of a claim – something that is difficult if you do not fit into the templates of the traditional insurance companies. Brookfield has insured exclusive home since 2010 by adopting the British concept of “High net worth insurance”. It is an effective insurance framework designed to protect the homes and possessions of successful people – including jewellery, antiques, collectibles and real estate anywhere in Europe – and is suited for those who travel frequently, either for business or privately.

Do you own art? Is your home carefully decorated with carefully selected and exclusive materials? Do you often leave your home wearing a valuable watch or an exclusive engagement ring ?

Brookfield Home Insurance

Brookfield Home Insurance

Your home reflects who you are and the value you place on quality, design and beautiful craftsmanship. Naturally, you expect it restored to the same high standard in the event of a claim – something that is difficult if you do not fit into the templates of the traditional insurance companies.

Brookfield has insured exclusive home since 2010 by adopting the British concept of “High net worth insurance”. It is an effective insurance framework designed to protect the homes and possessions of successful people – including fine art, jewellery, antiques, collectibles and real estate. We have a specific focus on serving clients based in Scandinavia and offer insurance anywhere in Europe.

Do you own art? Is your home carefully decorated with carefully selected and exclusive materials? Do you often leave home wearing a valuable watch or an exclusive engagement ring ?

Why choose a specialist ?

When we meet our customers for the first time, we often see that they are over-insured against minor risks and underinsured against major ones. Frequently, the values insured do not correspond to their real cost of replacement.

Traditional home insurance companies often do not have the appropriate policy conditions for higher-value items. A Birkin handbag or a work of art, for example, need to be insured correctly – if not the compensation could be significantly less that the cost to replace the item. 

The same goes for many of the details of your home which required time, effort and money to get just right.

The made-to-measure wine cellar, those sofas specially imported from England, the hand-crafted plasterwork. With Brookfield Home Insurance, you are safe.

We restore, replace or rebuild your home and its contents with the same quality of materials and craftsmanship as what you had chosen yourself. We put you back in the position as if the claim had never happened. 

One of the most painful surprises for clients with regular home insurance is how the insurer values jewellery and watches after a claim. With Brookfield, your valuables are listed at an agreed value, so you know exactly how much we pay in the event of damage. Your watches and jewellery are insured everywhere – at home, when you are out and about in everyday life, and when travelling. 

Your art and antiques are insured in the identical way as the collections of the world’s largest museums. In the event of a total damage, the work is reimbursed to the value agreed in your insurance, rather than up to the amount that the insurance company thinks is fair. If the item can be repaired, our insurance will also cover any reduction in market value. This is often much more than the cost of repair, and is never covered in a standard insurance.

What makes Brookfield different from the traditional insurance companies?

How are watches and jewellery insured by Brookfield’s Home Insurance?

How are watches and jewellery insured by Brookfield’s Home Insurance?

With Brookfield Home Insurance your watches and jewellery are insured anywhere in the world – from your home safe to the beach. We can help you to value your items, and can put you in touch with a professional appraiser when required.

You can choose to limit how much is covered outside your home, so you only pay for the cover you need. If you prefer to keep some items in a safe deposit box we can design your policy so your items remain covered when you bring them home or wear them for special occasions.

The more valuables items are always listed on your policy, making it easier for you to keep track of your valuables and avoiding any discussion around compensation if a claim happens. For items, pairs or sets worth up to €10.000 you can also choose a lump sum cover. These unspecified items are insured up to their current market value, so your indemnity will allow you to replace them.

How are fine art and antiques insured by Brookfield’s Home Insurance?

Unlike regular home insurance, Brookfield’s Home Insurance does not rely on policy conditions designed for ordinary household contents to protect your fine art and collectibles. Our policy has fewer exclusions and allows your items to be covered up to their true value.

This means you have broader cover and will receive the claims compensation you expect. Read more about how Brookfield’s insurance protect your art and collectibles.

What is included in Brookfield’s Home Insurance?

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