Buying expensive jewellery – especially an engagement ring – is often an emotional and exciting time in life. Those special items are often acquired to mark a special moment in our lives and are associated with lifelong memories. To preserve these feelings we think you should be able to enjoy owning and wearing your jewellery without having to worry what might happen. Our jewellery insurance is specially designed to protect precious items from loss or damage. Our specific focus towards insuring the more valuable items means we can provide you with the best cover.

With Brookfield your necklaces, bracelets, rings, or earrings are covered against theft, loss or damage – including when you wear them outside your home, anywhere in the world. So although we won’t replace the sentimental value of your items, we will allow you to repurchase your lost item and do everything we can to put things right.

Jewellery insurance

Buying expensive jewellery – especially an engagement ring – is often an emotional and exciting time in life. Those special items are often acquired to mark a special moment in our lives and are associated with lifelong memories. To preserve these feelings we think you should be able to enjoy owning and wearing your jewellery without having to worry what might happen. Our jewellery insurance is specially designed to protect precious items from loss or damage. Our specific focus and interest in insuring the more valuable items means we can provide you with the best cover.

With Brookfield your necklaces, bracelets, rings, or earrings are covered against theft, loss or damage including when you wear them outside your home, anywhere in the world. So although we won’t replace the sentimental value of your items, we will allow you to replace your lost item and do everything we can to put things right.

Why do I need jewellery insurance

Having the correct insurance means you can wear your jewellery with total peace of mind. You won’t have to worry about a precious stone coming loose, a ring slipping off your finger when removing your gloves, a pickpocket or, in the worst case, a street robbery. With Brookfield you can enjoying owning and wearing your most precious items of jewellery.

Insuring with us also means avoiding disappointment when a claim happens. For example, if your diamond engagement ring bought years ago for €15.000 is now valued at €50.000, we can agree the higher insurance value upfront and you will get paid €50.000 if your ring is lost or stolen. Our principle of Agree Value means there is no discussion.

What does Brookfield’s jewellery insurance include?

Our specialist jewellery insurance allows you to insure your jewellery for what it’s really worth. Your items are covered both inside and outside your home, including theft and robbery when you wear the items, as well as accidental claims causing aesthetic damage.

Claim payments also take into consideration items which form part of a set – for example, if you lose one earring, the policy will pay to replace the whole pair.

Why choose Brookfield’s jewellery insurance

We offer much more comprehensive protection than a regular home insurance. With us your items are insured for what they are really worth – this might seem obvious, but too often people only discover this is not the case after a claim has occurred. For example many traditional insurance policies will reduce the value of your jewellery over time, when in reality these items often appreciate as the years go by.

Our policy clearly states what your item is insured for – there can be no bad surprise if something happens. Unlike regular home insurance companies, we understand that jewellery generally increases in value over time. This is why we index the insurance amounts every year, to keep up with inflation over time. You can also update the value at any time if you have the item re-valued.

We apply no deductible. This means that you don’t pay a penny if a claim occurs.

If you have your home insurance with Brookfield, you benefit from further enhancements to your cover. Unlimited worldwide cover for example, or burglary even if you accidentally forget to close a window or set your alarm. We will always guide you to determine what the correct replacement value is, introducing you to the right people or service to help you document and list your items if necessary